National Health Insurance (NHI) Bahamas aims to ensure that all Bahamians and legal residents – no matter your income, age, island of residence or current health status – can receive health care. National Health Insurance Bahamas (NHI Bahamas), in its initial phase of coverage, covers Primary Health Care services. Persons do not have to pay at point of service for Primary Care, including no copay, deductible or new tax when enroled with a Primary Health Care Provider, either in the public or private sector.